If you're a woman navigating the complex world of career negotiations — whether you’re gearing up for an annual review or trying to land a new job with higher pay, you're in for a treat. In this special replay episode, Tori sits down with speaker, corporate trainer, and gendered negotiation expert Kathryn Valentine to uncover the secrets of successful salary negotiations. Kathryn's insights dispel the myths and provide actionable strategies for leveling the playing field in the corporate world so you can tackle your next negotiation with confidence. Kathryn’s Links: Kathryn’s Website 75+ Things You Can Negotiate Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/the-1-negotiation-mistake-women-make-with-kathryn-valentine-best-of/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. ZocDoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. ResortPass Visit Resortpass.com and use code FFPOD to get $20 off your first ResortPass experience. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be real — periods are a huge part of life for millions of us, but we’re still taught to suffer through the pain, stay quiet about the discomfort, and not ask too many questions. In today’s episode, I'm joined by Kate Helen Downey, host of the incredible podcast CRAMPED, who is on a mission to change that. We’re getting into everything you should have been taught about your body but probably weren’t –– the truth about hormones, the reality of living with endometriosis (endo) and PCOS, why the system isn’t built for menstruating bodies, and how period pain is affecting our wallets, careers, and overall health. If you’ve ever wondered whether your pain is "normal" (hint: if it’s wrecking your day, it’s not!), or felt dismissed by doctors when you tried to get answers, this conversation will make you feel seen. We’re breaking down the phases of your hormonal cycle, what debilitating period symptoms might be telling you, and why advocating for your health — even when the system is stacked against you — is an act of radical self-care.  Kate’s Links: Website:  https://www.katehelendowney.com/  CRAMPED podcast: https://www.katehelendowney.com/cramped Instagram: https://www.instagram.com/katehelendowney/  TikTok: https://www.tiktok.com/@kateiscramped  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/229-periods-hormones-endo-pcos-and-everything-you-need-to-know-with-kate-helen-downey/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. ZocDoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. ResortPass Visit Resortpass.com and use code FFPOD to get $20 off your first ResortPass experience. Learn more about your ad choices. Visit megaphone.fm/adchoices

Worried about the stock market or a possible recession? Register for our FREE 'Don't Panic' workshop for your 3-step plan for financial security in 2025: herfirst100k.com/SOS We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But what if I told you the biggest financial decision you’ll ever make isn’t about money at all? In today’s episode, I’m getting real about the one life choice that will shape every part of your financial future—and yet, almost nobody talks about it. This isn’t another investing episode (though those are important too). This is about who you choose to build a life with, and why that decision matters more than almost anything else when it comes to your long-term wealth, career growth, and personal freedom. Whether you're single and dating, in a committed relationship, or reevaluating your partnership, I’m breaking down what a healthy, equitable financial relationship actually looks like—and the red flags you cannot ignore. If you're ready to make smarter decisions about your love life and your financial life, this is your episode. Let’s dig into the conversation that could save your money—and maybe even your peace. Resources: ‘Building Equitable Relationships with Eve Rodsky’ episode: https://herfirst100k.com/financial-feminist-show-notes/fair-play-doctrine/  ‘How to Talk About Money with Your Partner with Ramit Sethi’ episode: https://herfirst100k.com/financial-feminist-show-notes/220-how-to-talk-about-money-with-your-partner-with-ramit-sethi/  Recommended financial resources: https://herfirst100k.com/tools Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/228-the-most-important-financial-decisions-youll-ever-make-that-no-one-talks-about/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. ZocDoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. ResortPass Visit Resortpass.com and use code FFPOD to get $20 off your first ResortPass experience. Learn more about your ad choices. Visit megaphone.fm/adchoices

You know that little voice in your head that says, “What will they think?” The one that’s held you back from hitting publish, setting a boundary, or even just being yourself? Yeah, we’re done with that. In this episode, I sit down with the iconic Mel Robbins to talk about how to finally stop caring what other people think—and start living for yourself. This isn’t your typical self-help chat. It’s real, unfiltered, and hands down one of the most vulnerable conversations we’ve had on the show. We’re not just talking about why it’s time to let go of other people’s opinions—we’re unpacking how to do it, especially when it’s your parents, your boss, or your internet trolls. Mel shares how she navigates criticism, the emotional toll of success, and why it’s not your job to manage other people’s feelings. If you’ve ever felt held back by fear of judgment, or struggled to show up as your full self—this episode will change the way you see your life, your relationships, and your ambition. Mel’s Links: The Let Them Theory: https://www.melrobbins.com/book/the-let-them-theory/  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/227-how-to-stop-caring-what-people-think-with-mel-robbins/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. ZocDoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. ResortPass Visit Resortpass.com and use code FFPOD to get $20 off your first ResortPass experience. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever scrolled through Instagram wondering how your favorite creators are jet-setting to Paris, sipping cocktails in Bali, or scoring first class seats—all “for free”—and thought, "How the hell are they doing that?”, this episode is your step-by-step guide. I sat down with one of my closest friends (and the first person I text whenever I’m stumped on how to use my points), travel and credit card expert Janelle Rupkalvis. She’s saved over $100,000 on luxury travel using credit card points and miles, and today, she's sharing exactly how to play the credit card game—and win. We’re talking about how to find the best travel deals, the most common credit card mistakes (and how to avoid them), how to redeem points the smart way, and the exact tools Janelle uses to unlock five-star experiences without the price tag. This episode is perfect if you're new to travel hacking or if you’ve got a ton of points and zero clue what to do with them. We’re talking business class, tropical destinations, travel insurance, sign-up bonuses—and yes, how to make credit cards work for you, not the other way around. Janelle’s Links: Instagram: https://www.instagram.com/janelleonajet  TikTok: https://www.tiktok.com/@janelleonajet  Youtube: https://www.youtube.com/@janelleonajet  Mastering SkyMiles course waitlist: https://ashleygetsaround.kit.com/a1c49dce16  Resources: Award travel search engine: https://seats.aero/  Search and compare award flight options: https://www.point.me/ How to Travel More in 2025 with Brian Kelly (The Points Guy): https://herfirst100k.com/financial-feminist-show-notes/213-how-to-travel-more-and-well-in-2025-with-brian-kelly-aka-the-points-guy/  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/226-how-to-play-the-credit-card-game-to-win-with-janelle-on-a-jet/ Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. ZocDoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. ResortPass Visit Resortpass.com and use code FFPOD to get $20 off your first ResortPass experience. Learn more about your ad choices. Visit megaphone.fm/adchoices

Worried about the stock market or a possible recession? Register for our Don't Panic workshop for your 3-step plan for financial security in 2025: https://herfirst100k.ac-page.com/dont-panic  Let’s be real — 2025 is already shaping up to be a hell of a year financially, and not necessarily in a good way. Between Trump’s tariffs, a tanking stock market, and recession fears popping off everywhere you look, it’s overwhelming out here. That’s exactly why I recorded this episode — not to scare, but to prepare. If it feels like the financial world is spiraling and you’re wondering how the hell to protect yourself, your savings, and your sanity, this episode is your lifeline. I’m breaking down everything you need to know to weather this economic storm––why this financial crisis is different from 2008 and 2020, what to actually do with your money right now depending on your age, and how to build security without spiraling into panic. Whether you’re just starting your financial journey or you’ve been stacking coins for years, this episode is packed with clear, actionable, no-BS advice. Please share this episode with your friends and family! Resources: Stock Market Secrets FREE workshop: http://herfirst100k.com/secrets  Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our recommended financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/225-recession-tariffs-and-the-stock-market-a-no-b-s-guide-to-economic-volatility/ Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. ZocDoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. ResortPass Visit Resortpass.com and use code FFPOD to get $20 off your first ResortPass experience. Learn more about your ad choices. Visit megaphone.fm/adchoices

True crime lovers and financial feminists, buckle up — this one’s a wild ride. In today’s episode, I sit down with Emma Ferris, a renowned stress and resilience coach, podcaster and speaker, who shares the jaw-dropping story of how she was conned out of $150,000 by someone she thought she could trust — her romantic partner. Yep, this story has it all: love bombing, secret identities, fake businesses, and a bank sting operation worthy of a Netflix series. But more importantly, Emma walks us through the emotional aftermath — the shame, the trauma, and the bravery it took to reclaim her money, her voice, and her sense of self. Emma’s Links: Website: http://www.thebreatheffect.com/ Conning the Con podcast: https://podcasts.apple.com/nz/podcast/conning-the-con/id1516505977  The Bravery Academy podcast: https://podcasts.apple.com/nz/podcast/the-bravery-academy/id1695921041  Online Breathwork courses:  https://thebreatheffect.thrivecart.com/breathe-right-course/  https://www.thebreatheffect.com/transform/  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/224-how-i-got-conned-out-of-150000-with-emma-ferris/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. ZocDoc Visit Zocdoc.com/FFPOD to find and instantly book a top-rated doctor today. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're job hunting in 2025, this is the only job-hunting podcast episode you’ll ever need. Seriously. I’m sitting down with Erin McGoff––award-winning career educator, content creator, and the founder of AdviceWithErin, to break down exactly how to stand out and land the job of your dreams in this wild hiring landscape. We’re talking about the biggest job market trends, the right (and wrong) ways to apply, why networking is more crucial than ever, and how to figure out what kind of career actually fits your life. Whether you're currently job hunting, thinking about a career pivot, or just want to be prepared for the next step in your professional journey, this episode is packed with the advice you wish you’d heard sooner.  Erin’s Links: Website: https://www.erinmcgoff.com/  Instagram: https://www.instagram.com/advicewitherin/  Erin’s Newsletter: https://www.hyperhelpful.com/  Career Advice Quiz: https://advicewitherin.com/quiz  Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/223-the-job-hunting-guide-to-2025-with-erin-mcgoff/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Masterclass Get an additional 15% off any annual membership at Masterclass.com/FFPOD. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/223-the-job-hunting-guide-to-2025-with-erin-mcgoff/) Learn more about your ad choices. Visit megaphone.fm/adchoices

FLASH SALE! FOR 24 HOURS ONLY, join us in Stock Market School FOR 50% OFF with code 'SECRETS': https://herfirst100k.com/invest You asked, and we answered! In this special replay episode, I answer voicemail questions from the podcast community and Stock Market School, including questions about investing, retirement planning, and the notorious pitfalls of certain financial institutions. From navigating the emotional pull of paying off mortgages to escaping the clutches of Edward Jones, I'm tackling it all—tune in! Resources: How to Start Investing Financial Feminist book Stock Market School Free Investing Workshop: Stock Market Secrets What you need to know about mortgages with Kate Wood Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/222-ask-tori-investing-and-retirement/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/222-ask-tori-investing-and-retirement/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered what it’s like behind the scenes at Saturday Night Live? Well, you’re in for a treat because today I’m sitting down with SNL writer and comedian Ceara O’Sullivan—the brilliant mind behind the viral Domingo sketch. Ceara takes us inside the fast-paced world of late-night comedy, sharing what it’s like to write and pitch sketches for one of the most iconic TV shows of all time. From the grueling weekly schedule at SNL to what actually happens when a sketch bombs, Ceara gives us an inside look at a dream job that’s equal parts exhilarating and exhausting. But this episode isn’t just about SNL—it’s about the hustle, the rejection, and the financial realities of being a creative. Ceara opens up about her journey from improv in Boston to TikTok during the pandemic, to finally landing SNL (on her second attempt!). We also get into the economics of being a comedian—how she manages money in a field with unpredictable income, when she knew it was time to become an S Corp, and how much it actually costs to build a career in entertainment. If you’ve ever been curious about what it takes to break into comedy, or you just want to hear some wild behind-the-scenes stories from SNL’s 50th season, this episode is for you.  Ceara’s Links: Instagram: https://www.instagram.com/cearajaneo/ Petty Crimes podcast IG: https://www.instagram.com/pettycrimespod/# Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/221-behind-the-scenes-at-snl-with-domingo-writer-ceara-osullivan/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/221-behind-the-scenes-at-snl-with-domingo-writer-ceara-osullivan/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Talking about money with your partner can feel awkward, overwhelming, or straight-up terrifying—but avoiding it? That’s a guaranteed way to create resentment, stress, and financial chaos. Nearly half of couples argue about money, and 36% say it's one of the biggest sources of stress in their relationships. So, how do we break the cycle and actually have productive, meaningful conversations about money with the person we love? Enter Ramit Sethi—money expert, bestselling author of I Will Teach You to Be Rich, and the host of Netflix’s How to Get Rich. He’s here to help us navigate the messy, emotional, and psychological side of managing finances as a couple. We’re getting real about why money fights happen, the invisible scripts we bring into relationships, and how to align financially even when you and your partner have wildly different incomes, spending habits, or financial values. Plus, we’re tackling one of the biggest taboos—what happens when a woman earns more than her male partner. If you want to stop arguing about money and start feeling financially aligned, this episode is a must-listen. Ramit’s Links: Order Money for Couples: https://www.iwillteachyoutoberich.com/books/ Youtube: https://www.youtube.com/@ramitsethi Money for Couples podcast: https://podcasts.apple.com/us/podcast/money-for-couples-with-ramit-sethi/id1577864998 Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/220-how-to-talk-about-money-with-your-partner-with-ramit-sethi/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community: Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/220-how-to-talk-about-money-with-your-partner-with-ramit-sethi/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing your money is one of the most powerful ways to build wealth—but before you even buy your first stock, you’re faced with one of the biggest questions: Which investing platform should you choose? Should you go with a financial advisor? Trust a robo-advisor to do the work for you? Or should you DIY your investments through an all-in-one platform? Each option has its own set of pros, cons, and hidden pitfalls—and I’m breaking it all down for you in this episode. Today, I’ll walk you through the three main investing routes, expose the sneaky fees that could cost you thousands (or even hundreds of thousands) over time, and help you decide which option is the best fit for you. Plus, I’ll share my personal recommendations, including the platform I don’t recommend for most people. Stick around to the end, and I’ll give you my favorite tool for getting started—without the stress, confusion, or financial bro jargon.  Resources: Register for our free investing workshop: https://herfirst100k.com/secrets  How to Plan for a Recession: https://herfirst100k.com/financial-feminist-show-notes/plan-for-recession/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community: Join the $100K Club: herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: herfirst100k.com/tools Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/219-which-investing-platform-should-i-choose-advisor-vs-robo-investor-vs-diy/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/219-which-investing-platform-should-i-choose-advisor-vs-robo-investor-vs-diy/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Grief is something we all experience, yet no one really prepares us for how to handle it—or how to support others going through it. And here’s the thing: grief isn’t just about losing a loved one. It can come from a breakup, losing a job, or even mourning the life you thought you’d have. In today’s episode, I sit down with Carla Fernandez, co-founder of The Dinner Party and author of Renegade Grief: A Guide to the Wild Ride of Life After Loss, to talk about what grief really looks like, why loneliness makes it harder, and how we can build stronger communities to support ourselves and others through loss. We also dive into something that doesn’t get talked about enough—the financial impact of grief—and why having a plan in place is one of the greatest acts of love you can give your family. This conversation is honest, raw, and surprisingly hopeful. Carla’s insights will shift the way you think about grief, loneliness, and community care, whether you’re navigating loss yourself or supporting someone who is. Carla’s Links: Website: carlafernandez.co Order Renegade Grief: carlafernandez.co/renegadegrief The Dinner Party: https://www.thedinnerparty.org/ Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/218-grief-loneliness-and-community-how-to-plan-and-move-forward-with-carla-fernandez/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: https://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns.  Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/218-grief-loneliness-and-community-how-to-plan-and-move-forward-with-carla-fernandez/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce can be one of the most emotionally and financially challenging experiences of a person’s life. And yet––so many of us walk into marriage without truly understanding the financial implications of merging (and potentially untangling) our lives. In this episode, I sit down with photographer, entrepreneur, and coach Kristin Sweeting, who openly shares her story of getting divorced at 29, the financial mistakes she made, and how she rebuilt her wealth from the ground up. We’re talking about everything from the hidden costs of divorce to why prenups should be a standard practice—and the crucial financial steps every person should take before (and during) marriage. Whether you're married, single, or somewhere in between, this episode is packed with financial lessons.  Kristin’s Links: Website: https://kristinsweeting.com/ Study Abroad Programs: https://dangerschool.com/study-abroad Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/217-recovering-financially-after-divorce-what-we-wish-we-knew-before-getting-married-with-kristin-sweeting/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: https://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns.  Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/217-recovering-financially-after-divorce-what-we-wish-we-knew-before-getting-married-with-kristin-sweeting/) Learn more about your ad choices. Visit megaphone.fm/adchoices

Tori answers questions about all things credit cards –– including how to choose the right one for your lifestyle, how many credit cards you should have, how to use a credit card responsibly, and getting to know and utilize your rewards system. Resources mentioned: Our Credit Card Recomendations Episode: What Credit Card Companies Don’t Want You to Know with Vrinda Gupta  How to Build Credit Using Credit Cards Why You Need a Credit Score Read transcripts, learn more about our guests and sponsors, and get more resources at: https://herfirst100k.com/financial-feminist-show-notes/216-how-to-use-a-credit-card-without-going-into-debt/  Not sure where to start on your financial journey? Take our FREE money personality quiz: https://herfirst100k/quiz https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: http://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you lose control over the very thing that defines you—your voice, your art, your career? That’s exactly what JoJo faced after signing her first record deal at just 12 years old. A child prodigy turned global pop sensation, JoJo’s career skyrocketed before she found herself locked in a restrictive contract, unable to release new music and legally fighting for her own voice. But instead of letting the industry silence her, she fought back—re-recording her early albums, going independent, and even taking on Broadway. In this episode, JoJo gets real about the highs and lows of her journey, from navigating the brutal music industry to discovering the power of financial freedom. She shares how reclaiming ownership of her art was one of the most empowering moves of her career, how Broadway changed the way she prepares for performances, and why money has been the key to making decisions from a place of power—not fear. If you’ve ever felt stuck, underestimated, or unsure of how to take control of your future, JoJo’s story is proof that resilience and self-worth can change everything. Thank you to our friends at Spotify, where we recorded this episode live in their NYC studios! JoJo’s Links: Website: https://www.iamjojoofficial.com/ Over the Influence: A Memoir: https://www.iamjojoofficial.com/overtheinfluence Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/215-singer-actress-jojo-overcoming-adversity-and-finding-financial-freedom/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: http://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns.  Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Learn more about your ad choices. Visit megaphone.fm/adchoices

The US throws away more food than any other country in the world - over 80 billion pounds per year, with each American throwing out an estimated 30% of the food they purchase. This alarming fact is what propelled today’s guest to create a cookbook & community dedicated to showing people how to transform commonly wasted foods into delicious recipes. Carleigh Bodrug is the CEO and Founder of PlantYou, a New York Times Bestselling cookbook author, and self-taught plant-based chef famous for her simple take on low-waste and vegan recipes. In this special replay episode she and Tori dive into the topic of reducing food waste and saving money on groceries, with Carleigh sharing her expertise on how to make the most out of ingredients, minimize waste, and maximize flavor, all while sticking to a budget. From innovative recipe ideas to practical tips for utilizing kitchen scraps, this conversation offers valuable insights for anyone looking to eat more sustainably and economically. Carleigh's Links: Scrappy Cookbook Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/how-to-lower-your-grocery-bill-and-stop-food-waste-with-carleigh-bodrug-replay/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: http://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Learn more about your ad choices. Visit megaphone.fm/adchoices

Job searching is never easy, but for women, the challenges can be even greater—lowball salary offers, confidence gaps, and workplaces still steeped in outdated norms. That’s why I brought on today’s guest, Malia Razzaia, Executive Director of Dress For Success Seattle, to break it all down. Malia has spent years helping women navigate career transitions, salary negotiations, and the systemic barriers that still hold us back. In this episode, we dive into the biggest mistakes women make when job hunting, how to confidently advocate for yourself, and why financial independence isn’t about luxury—it’s about having the power to make choices. Whether you’re actively job searching or just want to future-proof your career, this conversation is full of game-changing advice. Malia’s Links: Dress for Success website: dfsseattle.org Find your local Dress For Success chapter: dressforsuccess.org Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/214-a-job-hunting-pep-talk-for-women-with-malia-razzaia-dress-for-success/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: http://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s guest probably needs no introduction, because I’m sure you’ve heard of him. The Points Guy, aka Brian Kelly, is joining us live in studio to talk about how he transformed his love for travel and financial management into a platform that helps millions of people around the world. We dive into everything from how reward programs have evolved over the years to the big changes the travel industry has seen since 2010. In this interview he shares personal stories—especially how he navigated the stress of the 2008 financial crisis—and tons of practical tips for anyone looking to choose the right travel credit cards and maximize points and miles. We also cover common travel challenges like jet lag and flying with kids (something I know many of us have struggled with!). Beyond that, we chat about how to be strategic with your travel bookings, why booking directly through the airline can often be better than using OTAs, and why travel insurance is such a lifesaver. If you’re hoping to get more bang for your buck (or points) the next time you take a trip, this is an episode you don’t want to miss! Brian’s Links: Website: https://thepointsguy.com/ How to Win at Travel: https://thepointsguy.com/book/ Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/213-how-to-travel-more-and-well-in-2025-with-brian-kelly-aka-the-points-guy/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: http://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Learn more about your ad choices. Visit megaphone.fm/adchoices

College students or parents, friends of college students, if you're trying to graduate debt-free, or if you're trying to become financially literate, this is the episode for you! In this episode, I’m talking to teen activist and nonprofit founder, Cherie Animashaun, about all things scholarships, saving, investing, and carving out a life you love—especially when the world expects you to have it all figured out by graduation. I believe money is our best form of protest, and Cherie’s determined to help young women rise into leadership by making financial literacy and personal development more accessible. We’re talking top scholarship tips, how to juggle side hustles, balancing your own needs with service to others, and so much more. If your goal is to graduate debt-free, build wealth, and still leave room for your passions, you’ve found the right episode! Cherie’s Links: Website: https://her-rising.com/ Instagram: https://www.instagram.com/her.risingg/ Her Rising Compass Journal: https://shopherrising.com/ Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/212-finance-for-college-students-scholarships-investing-saving-and-life-advice-with-cherie-animashaun/ Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community, The $100k Club: http://herfirst100k.com/100K-pod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Public Fund your account in five minutes or less at public.com/ffpod and get up to $10,000 when you transfer your old portfolio. (see disclosures: https://herfirst100k.com/financial-feminist-show-notes/212-finance-for-college-students-scholarships-investing-saving-and-life-advice-with-cherie-animashaun/) Learn more about your ad choices. Visit megaphone.fm/adchoices